Free to start · No credit card required

Your complete
personal finance
operating system.

56+ financial tools in one beautiful dashboard. Budget, invest, plan retirement, track your mortgage, crush debt — all without linking your bank accounts.

56+Financial tools
9Budget views
100%Privacy-first
$0To start
Dashboard OverviewBudget TrackerInvestment GrowthMortgage AmortizationNet Worth Tracker
Your data stays yours
Encrypted cloud sync
Works on any device
No account linking

Everything you need.
Nothing you don't.

From budgeting to FIRE planning, mortgage tracking to tax optimization — 56+ tools designed for Canadians who want to take control of their finances.

Dashboard & Net Worth

Financial command center with real-time net worth tracking, asset breakdown, and milestone progress.

Property & Mortgage

Track home equity, amortization schedules, prepayment simulations, and renovation ROI.

Spending & Budgeting

9-tab budget suite with real-time tracking, CSV import, trends, insights, and savings goals.

Debt Payoff

Snowball vs avalanche comparison, credit card payoff modeling, and student loan strategies.

Investing & Wealth

Compound growth modeling, dividend reinvestment, MER impact, latte factor, and scenario analysis.

FIRE & Retirement

Coast FIRE, Barista FIRE, safe withdrawal rates, CPP/OAS/GIS estimation, and emergency fund tracking.

Tax Planning

Paycheck calculator, RRSP vs TFSA, RRSP meltdown, capital gains estimation — built for Canadians.

Market Crash Planning

Simulate portfolio recovery, build crash-buying strategies, and compare lump sum vs gradual deployment.

See what's inside

Explore the tools that help thousands of Canadians take control of their financial future.

Budget with clarity

Track every dollar across 9 integrated views. Auto-categorize bank CSV imports. See spending velocity, trends, and smart insights.

Budget with clarityBudget with clarityBudget with clarity

Start free.
Upgrade when ready.

Use all 56+ tools for free with local storage. Upgrade to Pro for $4.99/month to sync your data securely across devices.

See pricing
Free
$0
All 56+ financial tools
Local storage on device
No account needed
CSV import & export
Get started free
Popular
Pro
$4.99/mo
Everything in Free
Cloud sync across devices
Automatic encrypted backups
Priority support
Upgrade to Pro

Ready to take control?

Start for free. See your full financial picture in under 60 seconds.

No credit card required · Cancel anytime